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Extended Warranty


Titan01

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Looking at purchasing an extended warranty for peace of mind... I have a quote from Lombard for 6years/100K for the Premium Care Package that I think is fair, especially when comparing with 3rd parties like Charchex. I have looked at other Ford ESP Dealers the only less than Lombard seems to be Flood but they don't offer the 0% financing which is attractive.

A few questions -

  • Has anyone purchased an ESP from Lombard any comments?
  • Does anyone have other suggestions other than Lombard, Flood, Champion, Ziegler?

Thank you in advance,

 

Titan01

 

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I have purchased from Lombard, either for my 08 Expedition or my 13 Super Duty, I forget which. My dealer could not come close to their pricing. Was easy to purchase. I think I needed to take a pic of the odometer to satisfy them.

 

I am also looking at flood for my 16 Sport. If you find it cheaper than flood, please post.

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I have purchased from Lombard, either for my 08 Expedition or my 13 Super Duty, I forget which. My dealer could not come close to their pricing. Was easy to purchase. I think I needed to take a pic of the odometer to satisfy them.

 

I am also looking at flood for my 16 Sport. If you find it cheaper than flood, please post.

 

Yes, Flood is the least expensive I have found. I have a call into them requesting a bit more info. Their site looks a bit second rate compared to Lombard, although low overhead may allow the lower cost. :)

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I can echo the 3rd party risk message. Ford Premium Care ESP is the only way to go.

 

What happens often with the 3rd party carriers is that they state we "cover almost everything". "Almost" is their "out".
Problem is they can't tell you what is NOT covered until you submit a part number. This means the service often has to make many calls to try to get you covered vs Ford Premium Care ESP, they input a number and know if its covered. 24x7 AFAIK.

  • When "X" part is entered into their system you find its covered. But just 80% of it or possibly not at all. ("Almost")
  • Diagnostics are not covered usually.
  • Generally they're open M-F, 9am to 5PM. So you're on a trip and need service on a saturday. Unless you sign off on all repair costs, you're waiting till monday morning for them to open.

(disclaimer - this is my "informed" opinion, this may not be reflective of all "3rd party carriers" these points may or may not all apply to any one single carrier)

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By the way, should I buy the extended warranty within the first year? or wait till standard warranty ends? and buy on 35th month?

From my own experience in the past, the contract costs more after the first year. I would give the business manager at your local dealer a call and talk with him (or her) about the cost; both now and later.
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Interesting enough I shopped all the sites on the web and found what I thought was the best deal. Before I pulled the trigger I called the dealership where I purchased and talked to my sales guy, wanted to give them on last shot. We discussed this during the sales process as well as with the F&I guy but the price wasn't right. I received a call back about 10 mins later and was offered a premium package with the same features as I priced on the web for $125 less than my best quote. I was honestly surprised and impressed. I guess the morale of the story give your dealer a chance to earn your business, you may be surprised.

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