Hi all,
I got my new 2011 Edge this weekend and I updated my policy with Progressive. I had a 1999 Rodeo before which I did not have collision insurance on because I figured if I got into an accident then my car would be totaled anyways since it was only worth like $1,000. However, since I have the new 2011 car, I want to make sure I have the proper coverage if somebody rear ends me or dents my door in the parking lot or if a tree falls on it, etc. I'd prefer not to get the most expensive coverage but obviously I want to make sure it's adequate. Any suggestions? Here's what I have right now -
Body Injury/Property Damage - 250/500/100
Uninsured motorist bodily & property - 250/500/100
Medical expenses - none (don't need it since I have good health insurance, right?)
Do I need the following -
Income loss
Other than collision
Collision