The other guys insurance is Progressive, and yes they have some crappy service practices.... The adjuster dinked around for two weeks and was wanting to use aftermarket parts... I was like"... if Ford manufactures cars with aftermarket parts than okay, but if it is an OEM part... that is what i want installed on my edge...i bought this car from ford and i plan to have all ford parts on it if you are going to fix it..." The adjuster went back to the body shot and said... "she's going to have to file thru her insurance and sort it out...we wont fix it...its over my policyholders limits" (Body shop guy said the adjuster walked off with a smirk on his face and an "oh well" attitude.... mind you the adjuster from progressive NEVER called me to tell me this... i heard this from the body shop guy...
Every time i see a progressive commercial on TV I give it the finger...
My insurance American Family is awesome, wish i would have just filed with them originally lol... progressive did send $1000 check to me for my deductible, and they are paying for my rental up until amfam took over the claim.
I don't mind downgrading cars, the jetta is pretty nice... im being more practical with my vehicles and not doing the negative equity thing ever again... get a cheaper car. pay it off and go from there... I used to have a 2007 Ford F150 SuperCrew every option you could think off... brand new... $500 to order it and zero down.... i wasnt thinking... i was 21 and wanted "my" truck.... well, 650 monthly payment and 350 insurance payment a month(living in las vegas) i had enough of it after a year... so i did a trade in for the edge... they showed i would have to role $12k negative equity onto the edge... ended up loaning $6K from gramps and added $6k to the edge... so thats why i was upside down... and got the gap insurance... stupidest decision in my life putting zero down lol... but hopefully thats behind me...
picture of my truck... which i miss (not the payment though)