Ok, thanks for the info. I looked into the Ford ESP and it says its only for new vehicle purchases. I have contacted a dealership near me and they offer a warranty through Zurich. But the quote I got from Endurance seems better, 5 yr. 90k miles (Powertrain Plus/Secure Plus) vs the 3 yr. 45k miles (Gold) from Zurich which cost more. They are both power-train warranties but I'm just nervous about all the verbiage in these contracts that could have one co. not cover it. You basically need to hire a lawyer to review these dang contracts, it's crazy. So that's why I'm looking for someone with actual experience dealing with this issue.