Thanks for all the assistance. My insurance covered two (barely, because if a wheel and tire is more than $1,000, which they are when they are not on sale), my premiums would have gone up. After I got the two fixed, I noticed another one. The Ford dealer who said that it is a road hazard is flat wrong. Tires and wheels should not get damaged so often without even feeling the hits. I can't tell you how careful I've been. This is a plain and simple design flaw.