Rude? You have no idea about what rude is-- If I sound rude it's because I simply don't waste time with extra words that are not subject orientated.
You state that you are familiar with the NJ law? Prove it by showing us all where what you say is stated. At least I provided a reference. No one would ever quote a law without a disclaimer if they are not of the proper authority!
All I ask is that you provide a little more than, " I am quite familiar with the NJ law." Is that asking too much? Is a direct question rude? I've been frequenting BBs for more years than I want to admit, and I always use a direct approach to a subject. If that's rude then pardon me!
Come up with proof of what you state and I'll be happy to apologize-- Otherwise, you owe me an apology!