No.  Don't.  
  
What is your deductible?  Even if it is $100.00, if the wheel is $150.00, you are eating the first $100.00. 
  
Not worth having a claim on your policy. 
  
(and Edgeinator...we never laugh at customers who call in with claims or questions.  Really.  We don't.  Ok, well, maybe a little..but only after we hang up)