SEL13AWD Posted February 1, 2013 Report Share Posted February 1, 2013 The following is a copy/paste of discussion points of buying a Ford ESP that got intermingled with my "I'm buying a 2013 AWD SEL !" topic, I would like to discuss this futher and this will shamelessly up my post count! I hope it's ok with the moderators to have it in "Buying, Leasing & Ordering", "Recalls, TSBs & Warranty" seams to have mostly "mechanical" topics posted and i consider this a "Buying" topic. so here it begins... Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 Haz said If you're considering Ford ESP coverage, Anderson and Koch was nearly $1,000 cheaper than Ford ESP Headquarters' call-in quote and about $500 cheaper than the local Ford dealer's price for zero deductable, 7 year, 125k miles, 1st day/upgraded rental. Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 (edited) SEL13AWD said finance guy at the dealership offered me the 7 year 75,000 miles ESP for $1,795 if I buy it when I close on Friday. I asked him how much it would be if i bought in a few weeks, when I would have more funds available, and he said he had no idea (ha!) but it would be much higher and i should do it now. What do you guys think? edit: this is for the Premuum Care with the $100 Deductible, the only one Ford now offers (?) Haz, wow! Anderson and Koch ..... STEP 5 / 6 Please review to see if you have all information correct Vehicle Make Ford Vehicle Model Edge AWD Vehicle Model Year 2013 Vehicle Mileage 300 miles Snowplow No Supercharger No Plan ExtraCARE Ambulance, shuttle, tow truck No Covered Years 7 years Deductible $100 Deductible Add First-day Rental Protection No Covered Miles 75000 miles Enhanced Rental Option Yes Commercial Use No Price: $910Additional Costs: $90 << Final Price: $1000 >> oops! above is Extra Care here is Premium STEP 5 / 6 Please review to see if you have all information correctVehicle Make Ford Vehicle Model Edge AWD Vehicle Model Year 2013 Vehicle Mileage 300 miles Snowplow No Supercharger No Plan PremiumCARE Ambulance, shuttle, tow truck No Covered Years 7 years Deductible $100 Deductible Add First-day Rental Protection No Covered Miles 75000 miles Enhanced Rental Option Yes Commercial Use No Price: $1170Additional Costs: $90 << Final Price: $1260 >> Edited February 1, 2013 by SEL13AWD Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 ls973800 said edit: this is for the Premuum Care with the $100 Deductible, the only one Ford now offe Not sure where you came up with this? According to the Ford site and the Anderson and Koch site, you can still get the $0.00 deductible. Pricing my 2013 Limited with a 7 year, 100000 mile, $0.00 deductible the cost was around $1550.00. Well worth the $0.00 deductible extra cost of about $455.00 or so versus getting the $100.00 deductible with the same years and mileage. I know I would have more than 4 service visits within 7 years or 100000 miles, and I would hate to have to pay $100.00 each time. Mine is 2WD. Your AWD on Anderson and Koch with $0.00 deductible, 100000 miles, Premium Care (best there is) is $1750. Right there you picked up 25000 more miles and a zero deductible compared to what you are paying the same price for with your dealer. The first day rental and extended rental would be extra cost. Please take the advice given by other members and check the prices yourself on line. You usually don't pay sales tax either if you buy on line from out of state! The policy is issued by Ford and is good at ALL Ford dealerships! Don't let your dealer tell you otherwise! Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 SEL13AWD said info came from the dealer, i knew there were other ESP options, i was thinking about showing the price from the Anderson and Koch site and asking if they'll match it, but with sales tax consideration, i'll just buy online, probably from them. does anyone know any other good sites to check prices and buy online? at least there's no pressure on me to do it by Friday, the day i take delivery. Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 ls973800 said Well, after responding to this post with some ESP prices and searches, I have decided to pull the trigger and buy one for my 2013 from Anderson and Koch. I have been planning on getting one before my 12 months/12000 miles are up, and doing some checking around to help the OP convinced me I might as well buy now. Anderson and Koch is $140.00 less than the lowest price I could find on line. They have listed $1660.00 for my 2013 Edge 2WD, 84 months, 100000 miles, Premium Care, $0.00 deductible. No need for me to pay the extra cost for an upgraded rental, just the $70.00 which is included in the quote for the first day rental coverage. I am waiting on one reply to an inquiry I sent to one last dealer asking for their "discount" code before I call Anderson and Koch and buy it. Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 SEL13AWD said good show! Keep me posted. I will probably do the same, I have to get through the vehicle purchase first, Then I can start the ESP buying thread, ha ha, for questions like "what does first day rental mean" is that only one free day, and "is the enhanced rental limted to 10 days over the life of the ESP" ? 1 Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 Mark94 said I'm also most likely going with the extended warranty plan from my insurance company. They offer a 7 year/100,000 "mechanical breakdown" bumper to bumper warranty that covers everything besides wear and tear items. Maybe call your insurance company and ask if they offer this and compare the cost to some of these other programs. Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 Haz said Regarding the add-on Remote Start unit: Dealer-installed genuine Ford-Lincoln accessories are covered under Ford ESP. If you are comparing Ford ESP to GEICO MBI, make sure you understand GEICO's process differences in addition to any cost differences. I buy zero-deductible Ford ESP because of its simplicity and universality-- I drive to any Ford-Lincoln dealer and they fix my vehicle for no charge. Every Ford-Lincoln dealer sells ESP and they know its claims process inside and out. The same cannot be said for GEICO MBI and their universe of licensed repair facilities which GEICO says I should prefer after paying their $250 deductible. Good luck! Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 JOEHIO said Beware of extended warranty's other than Ford. About 4 years ago, my wife's sister bought a used Ford Five Hundred, took an extended warranty through the Ford dealeership she bought the car at, that was not a Ford one, some other company. When the throttle body went, this was not covered, cost her $1,300 for the repair, then a few months later, another repair was not covered, so another $900. These repairs would have been covered under Fords ESP warranty. Original warranty was $1,400, plus the 2 repairs came to $3,600 out the window ! Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 Mark94 said Gotcha, thanks HAZ and JOEHIO. I'll get the rate I would pay over 7 years from Geico and weigh that with the $250 deductable. Just ran the numbers on Anderson and Koch along with Flood Ford. Flood Ford actually came out a bit cheaper than A/K. 2013 FWD Edge Premium Care 6 Year term $0.00 deductible 125,000 mile protection (wife drives about 21,000 miles a year) First day rental - Anyone know how many days they give you a rental? is it up to 10 days? I know the extended rental gives you a larger allowance and up to 10 days. Didn't chose the extended rental A/K price = $2,010 Flood Ford price = $1,980 Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 SEL13AWD said Haz, on 23 Jan 2013 - 23:08, said: Regarding the add-on Remote Start unit: Dealer-installed genuine Ford-Lincoln accessories are covered under Ford ESP. Haz, does it have to be installed before taking delivery to be covered (or before buying the ESP) or is it just covered because it's a dealer installed accessory? Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 HAZ said After speaking with several Ford ESP reps in Dearborn, I've learned that Ford has changed their position on ESP coverage for dealer-installed genuine Ford-Lincoln accessories. If an otherwise-covered item needing repair was not installed at the factory, then Ford ESP will not cover it. I made clear to the ESP reps that the hypothetical Remote Start was Ford-branded and materially identical to the factory-installed unit, but was installed by a trained dealership technician. The reps said regardless of the accessory being Ford-branded or not, anything not installed at the factory is considered a modification with an aftermarket/non-factory-installed product. So, if anything is to be added by the dealer, prior to new vehicle purchase or after the original purchase date, make sure you know what the warranty period will be for the item, whether Ford-branded or not. Ford ESP will not extend coverage to non-factory items. I regret relying on what is now an out-of-date ESP reference. My original comment on this topic was wrong. ESP rep said First Day Rental coverage provides reimbursement for a rental when the ESP-covered vehicle is in for an 8-hour or less duration repair. ESP rep said the 10-day maximum rental reimbursement limitation applies in the case of long-term repair actions, however, the ESP rep said the dealership should work with the customer on providing a replacement vehicle in excess of a 10-day duration repair. Good luck! Quote Link to comment Share on other sites More sharing options...
SEL13AWD Posted February 1, 2013 Author Report Share Posted February 1, 2013 (edited) Now, lets discuss..... What happens if I buy an ESP tomorrow, and then my Edge gets lost, stolen or God forbid totaled, let's say this happens even before it's out of the 3/36,000 warranty, is there any credit back or would i have spent money on something that would be as lost as the vehicle? Does this make a case for waiting to buy an ESP just before the original factory warranty is up even if it's a little (or a lot) more expensive at that time? Edited February 1, 2013 by SEL13AWD Quote Link to comment Share on other sites More sharing options...
ls973800 Posted February 1, 2013 Report Share Posted February 1, 2013 Here's a link to find some of the most common FAQ's regarding the Ford ESP plan. I copied one of the answers which you specifically asked about. If you buy it now instead of after it is 1 year old up to 3 years old, or 36000 miles, it is about $100.00 or so cheaper right now. http://www.troy-ford-extended-warranty.com/Ford-Extended-Warranty-Questions-s/2581.htm Q: Can I cancel my Ford ESP? A: Yes. All Ford ESP contracts can be canceled for a full refund within 30 days (if you have not used any aspect of the plan). Beyond 60 days, you will receive a pro-rated refund from Ford Motor Company. To cancel a Ford ESP simply call us toll free at 1-877-339-1978. As for when to buy? A GM factory extended warranty starts on the day and miles you buy the contract (thus making it worth it to delay the purchase for extra time and miles). The Ford warranty starts at 0 miles and the delivery date of the car. So if you buy a 60 month/100000 mile month warranty when the car is just about 36 months old with 30000 miles, you are really only getting coverage up to 100000 miles and only the additional 24 months to total 60 months. With a GM you would be getting a total of 130000 miles and up to the 96th month for coverage. If you are interested in the first day rental or extended rental coverage, that coverage is in effect when you buy the warranty and elect those options. Even though any repairs are probable covered by the bumper to bumper warranty, the rental coverage from the ESP is effective now and good on B2B warranty claims. One last thing I found when talking to several dealers before purchasing my contract. I was interested in the 0% financing which the Ford site advertised for the ESP. What they don't tell you is there is a surcharge added to the warranty price of between $200.00-$400.00! So those 6-18 month payments at 0% really end up costing you a lot of extra money. I ended up just making a single payment, that 0% finance just cost too much additional! 1 Quote Link to comment Share on other sites More sharing options...
Desert Edge Posted July 28, 2013 Report Share Posted July 28, 2013 I have a 2011 Edge SEL my dealer quoted me $2,600 for 6 yr 125K ESP I just went on A&K site and they offer same ESP for $1,695. Is this a FORD backed warranty? it appears to be from reading their site? Price seems to good to be true? Quote Link to comment Share on other sites More sharing options...
WWWPerfA_ZN0W Posted July 28, 2013 Report Share Posted July 28, 2013 If you are referring to the http://andersonandkoch-ford-warranty.com/ site, the plan is through a Ford dealer, thus genuine. Internet pricing is generally significantly better, plus may have a no-tax advantage. As to whether they are the best price out there, you can search on this forum for topics regarding Ford ESP. Quote Link to comment Share on other sites More sharing options...
RJG Posted August 4, 2013 Report Share Posted August 4, 2013 I just make the same bet Ford makes. That over the life of the average vehicle, after the standard warranty expires, repair costs will be less than the selling price of the ESP. And that is after paying a big commission to sales people to sell them. There is a good reason why some financial folks say Ford is just a big finance and insurance company that just happends to assembly vehicles as a sideline. Quote Link to comment Share on other sites More sharing options...
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