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Extended Service Protection

extended service warranty

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39 replies to this topic

#1 OFFLINE   segald

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Posted 29 April 2017 - 07:33 PM

Hey...with all the technology and expensive future repairs (if necessary), I am considering the purchase of an extended service contract for my 2016 Edge Titanium.  Has anyone purchased one and did you purchase it directly from Ford, your dealer or from an online dealer?  And have you had any problems using it?  

 

Thanks,

 

Dave

 









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#2 OFFLINE   richzx14

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Posted 29 April 2017 - 11:16 PM

I purchased an extended warranty from: The price was about 50% less than Ford Corporate ESP or my local dealer. These online dealers make their money on volume ESP sales is how they can provide such low pricing. Keep in mind that prices can change month to month. I have no personal interest in this dealer, simply passing on my purchase experience.

 

http://andersonandko...d-warranty.com/

Jeremy Klund - Business Mgr (very helpful) - 651-674-4465 - 800-758-3673 - 651-674-5032 F
Anderson & Koch
Po Box 158
North Branch, MN 55056

 

01-15-17 2016 Edge Ext. Warr. 8 yrs 60k miles ESP PremiumCARE Plan. $1,110 + $60 - interior/exterior lights = $1,170 Amx. Anderson & Koch Ford. 5577 St. Croix Trial North Branch, MN. 651-674-4465 - 800-758-3673 http://andersonandko...d-warranty.com/Jeremy
 

I researched pricing from a number of dealers and I selected Anderson & Koch as their price and ratings were very positive. 

 

Here are dealers I reviewed:

https://www.floodfordesp.com/   

http://andersonandko...d-warranty.com/

Ziegler - http://www.zeiglerfordesp.com/

Flood - http://www.floodfordesp.com/faq.php  - https://www.floodfor...Submit=Continue

http://www.lombardfordwarrantys.com/

https://championford...ew.asp?ID=18824
 

Good luck and please let the board here know your outcome.


  • WWWPerfA_ZN0W likes this

#3 OFFLINE   chefduane

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Posted 29 April 2017 - 11:56 PM

I checked out the site you mentioned an ESP's are only offered on autos with 41k miles or less.  I've got 74k on my '11 Limited AWD.  In doing some research I've found that most of the ESP's for higher mileage Edges like mine cost a fortune!



#4 OFFLINE   WWWPerfA_ZN0W

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Posted 30 April 2017 - 03:58 AM

Does seem rather expensive!  I wonder if the rates have been raised recently ...



#5 OFFLINE   segald

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Posted 30 April 2017 - 04:36 PM

Thanks richzx14...Anderson is one of the ones I was looking at (I was quoted the same price) and I am also looking at the others as well.  It just seems like they are "too good to be true" prices as they are really $100s less than through the Ford website.  I did email one of them to see if they can send me a list of parts that ISN'T a covered part...I would think they should be able to supply that.

 

Dave

 

 

I purchased an extended warranty from: The price was about 50% less than Ford Corporate ESP or my local dealer. These online dealers make their money on volume ESP sales is how they can provide such low pricing. Keep in mind that prices can change month to month. I have no personal interest in this dealer, simply passing on my purchase experience.

 

http://andersonandko...d-warranty.com/

Jeremy Klund - Business Mgr (very helpful) - 651-674-4465 - 800-758-3673 - 651-674-5032 F
Anderson & Koch
Po Box 158
North Branch, MN 55056

 

01-15-17 2016 Edge Ext. Warr. 8 yrs 60k miles ESP PremiumCARE Plan. $1,110 + $60 - interior/exterior lights = $1,170 Amx. Anderson & Koch Ford. 5577 St. Croix Trial North Branch, MN. 651-674-4465 - 800-758-3673 http://andersonandko...d-warranty.com/Jeremy
 

I researched pricing from a number of dealers and I selected Anderson & Koch as their price and ratings were very positive. 

 

Here are dealers I reviewed:

https://www.floodfordesp.com/   

http://andersonandko...d-warranty.com/

Ziegler - http://www.zeiglerfordesp.com/

Flood - http://www.floodfordesp.com/faq.php  - https://www.floodfor...Submit=Continue

http://www.lombardfordwarrantys.com/

https://championford...ew.asp?ID=18824
 

Good luck and please let the board here know your outcome.



#6 OFFLINE   enigma-2

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Posted 30 April 2017 - 06:10 PM

I bought mine directly from the dealer. Never had any problems using it.
  • WWWPerfA_ZN0W likes this

#7 OFFLINE   segald

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Posted 07 May 2017 - 11:09 PM

So, I was able to get the Premium Care from Lombard Ford...with their emailed discounts, it was less than $200 more than Flood and Anderson.  I asked Lombard if they would match it since they were the first dealer I had contact with and surprisingly, they did match.  Total was $1110 for 0 deductible and 60,000 miles.  I was impressed that they did it...I did have to pay in full but considering it was 1/2 the price as Ford was charging, no problem.  I don't put a lot of miles on the vehicle (I just hit 4,000 and it's 11 months old)...thank you all for your advice and recommendations.

 

Dave

 

 

 

Thanks richzx14...Anderson is one of the ones I was looking at (I was quoted the same price) and I am also looking at the others as well.  It just seems like they are "too good to be true" prices as they are really $100s less than through the Ford website.  I did email one of them to see if they can send me a list of parts that ISN'T a covered part...I would think they should be able to supply that.

 

Dave

 

 

I purchased an extended warranty from: The price was about 50% less than Ford Corporate ESP or my local dealer. These online dealers make their money on volume ESP sales is how they can provide such low pricing. Keep in mind that prices can change month to month. I have no personal interest in this dealer, simply passing on my purchase experience.

 

http://andersonandko...d-warranty.com/

Jeremy Klund - Business Mgr (very helpful) - 651-674-4465 - 800-758-3673 - 651-674-5032 F
Anderson & Koch
Po Box 158
North Branch, MN 55056

 

01-15-17 2016 Edge Ext. Warr. 8 yrs 60k miles ESP PremiumCARE Plan. $1,110 + $60 - interior/exterior lights = $1,170 Amx. Anderson & Koch Ford. 5577 St. Croix Trial North Branch, MN. 651-674-4465 - 800-758-3673 http://andersonandko...d-warranty.com/Jeremy
 

I researched pricing from a number of dealers and I selected Anderson & Koch as their price and ratings were very positive. 

 

Here are dealers I reviewed:

https://www.floodfordesp.com/   

http://andersonandko...d-warranty.com/

Ziegler - http://www.zeiglerfordesp.com/

Flood - http://www.floodfordesp.com/faq.php  - https://www.floodfor...Submit=Continue

http://www.lombardfordwarrantys.com/

https://championford...ew.asp?ID=18824
 

Good luck and please let the board here know your outcome.

 


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#8 OFFLINE   WWWPerfA_ZN0W

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Posted 08 May 2017 - 05:43 AM

Feels good to be protected, doesn't it?



#9 OFFLINE   akirby

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Posted 08 May 2017 - 08:15 AM

Feels good to be protected, doesn't it?

 

In my case it feels better to save over $8K by never buying one in the first place.   YMMV.


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#10 OFFLINE   WWWPerfA_ZN0W

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Posted 08 May 2017 - 11:08 AM

8000?  How do you figure?  Got me curious now.



#11 OFFLINE   akirby

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Posted 08 May 2017 - 12:16 PM

That's roughly how much I've saved on 5 vehicles that I kept 2-4 years after the 3/36 warranty expired by not buying an extended warranty.  I could replace an engine tomorrow and still be $4K ahead.


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#12 OFFLINE   enigma-2

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Posted 10 May 2017 - 07:26 PM

All it takes is one failure ......
You also go this route with life insurance?

#13 OFFLINE   akirby

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Posted 10 May 2017 - 08:55 PM

All it takes is one failure ......
You also go this route with life insurance?


I can pay for a repair, even a large one. I can't pay for a new car if I total it. I can't pay for a new house if it burns down.

You only buy insurance for things you can't afford. Self insuring is always cheaper in the long run - if it wasn't the Insurance companies and warranty companies would be out of business. It's simply a matter of how much risk you can take. Corporations don't buy car insurance normally - it's cheaper to just insure themselves.
I also have life insurance but once I retire and have enough income from pensions, 401ks and SS I'll probably drop it.

What I don't understand is why people freak out over a $2k repair bill but don't bat an eye at paying $1500 up front for a warranty they may not use at all or at least not for a few years. Is it just because it can be financed so it's only a few dollars per month?

If you really can't afford a large repair bill then it makes sense to finance it with the vehicle.

If you can afford a large repair bill every now and then, you can usually save money by self insuring. But you have to look at the total cost over all vehicles, not just one or two. Like I said I'd be perfectly ok with a $4k repair because I know I've saved over $8k already, so I'm $4k ahead.

But I guess a lot of folks only think about monthly payments and not total cost.
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#14 OFFLINE   chefduane

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Posted 10 May 2017 - 11:19 PM

Focusing on monthly payment and not the actual total cost is a car salesman's dream.  A dream that way too many folks see turn into a nightmare if they were ever to see an amortization schedule of the actual total cost of an item (or service) financed.  A finance guy can make manipulate term, rate, rebates, down payment from a trade, holdbacks, and a host of other parameters to meet a monthly payment that a buyer wants.  That's why it's always best to negotiate OTD price FIRST, then discounts from that such as trade, rebates, etc.  Then reveal any monies that you will use as a down payment.  Most people don't do that and just focus monthly payment.



#15 OFFLINE   RC Mike

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Posted 11 May 2017 - 01:17 AM

Insurance isn't always strictly an economic decision, even though it should be. With my van, I paid $1,500 for a lifetime bumper to bumper warranty with a $100 deductible. I've had about $1,100 in repairs made over the last 8 years, and paid $200 in deductibles. So I may or may not break even if I own it for another 5 years. It's been more reliable than I expected. It was the first year of a redesign, has a lot of electronic goodies, power options, and wiring. I was concerned about those things. It felt like a smart purchase, given my previous history with vehicles that seemed to suck down about $2k a year in repairs.

With the Edge, it's another collection of electronics and complexities. Might buy an extended warranty, depending on price/exclusions/duration.

#16 OFFLINE   akirby

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Posted 11 May 2017 - 09:15 AM

Insurance isn't always strictly an economic decision, even though it should be. With my van, I paid $1,500 for a lifetime bumper to bumper warranty with a $100 deductible. I've had about $1,100 in repairs made over the last 8 years, and paid $200 in deductibles. So I may or may not break even if I own it for another 5 years. It's been more reliable than I expected. It was the first year of a redesign, has a lot of electronic goodies, power options, and wiring. I was concerned about those things. It felt like a smart purchase, given my previous history with vehicles that seemed to suck down about $2k a year in repairs.

With the Edge, it's another collection of electronics and complexities. Might buy an extended warranty, depending on price/exclusions/duration.

 

I failed to mention the gambling aspect.   On any vehicle you can certainly choose to gamble that it might need more repairs than the cost of the warranty based on past history.   And you might break even or even win big.   Just understand that it's a gamble - no different than putting $1500 on the roulette wheel in Vegas.  You might lose it all or you might win big.    But if you play the game long enough the house will always win.

 

You should also always get the biggest deductible you can afford especially on car insurance.  You'll save far more in premiums than you'll pay in deductibles unless you're causing several accidents per year, in which case you should take the bus or uber.



#17 OFFLINE   rwf78155

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Posted 11 May 2017 - 05:02 PM

purchased mine from lombardford,com and it has already paid for itself.


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#18 OFFLINE   NoDTMF

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Posted 12 May 2017 - 08:07 PM

Oh hi,

 

I am enjoying this thread. I bought the 2017 Edge Sport no extra nothing. I bought a 2011 Hybrid escape with extra warranty. It expires in June and never used it.

 

But throw all that aside, I want to tune the Sport....so the whole "Void the Warranty" comes to question.  Such a first world problem/consideration......

 

Oh, another thought...one should consider where you are in the refresh cycle...my 2011 Escape was very mature. If I bought a 2015 Edge, I think, since new overhaul, I would strongly consider the warranty. Assuming 2018 Edge has nothing new, I bet it would be a safe bet to avoid the extra warranty.

 

 

 

whatever...I still want to tune :-)


Edited by NoDTMF, 12 May 2017 - 08:11 PM.


#19 OFFLINE   haedgy

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Posted 12 May 2017 - 10:49 PM

Honestly I think if you feel you want the extended warranty or service plan I say go for it. I am hoping not to fork out a big chunk of change on a car repair just before I take my family vacation or have an expensive repair I may need on my home, etc. It's not that I can't afford it. I look at it from a different view point... would you rather have the $ to spend on your vacation doing something fun or paying the mechanic to repair your car?

 

This topic has been discussed before. Some swear by it, others feel it's not worth it. Whatever point of view or argument you have, for or against, it simply boils down to personal choice.  Ford has not proven it's reliability to me yet, so I purchased it.

 

Also my thought has always been you get insurance paying the whole way hoping you don't have to use it. If I do need it I'll rejoice in the fact that I have it. If I never use it then Ford can consider it a bonus for building such a fine piece of machinery! 

 

I really enjoy my Edge and I enjoy it more knowing a major repair down the road won't mean a trip to the bank. I have only owned 5 cars my entire 50 years of life. I purchased a warranty on one it payed off! this is the second one I have purchased.

 

Actually there's a perfect example made in the posts of why people purchase these.

If someone freaked out about a $2k repair bill but could that by purchasing a $1500 warranty wouldn't that mean they are $500 ahead?



#20 OFFLINE   RC Mike

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Posted 12 May 2017 - 11:49 PM

 

I failed to mention the gambling aspect.   On any vehicle you can certainly choose to gamble that it might need more repairs than the cost of the warranty based on past history.   And you might break even or even win big.   Just understand that it's a gamble - no different than putting $1500 on the roulette wheel in Vegas.  You might lose it all or you might win big.    But if you play the game long enough the house will always win.

 

 

Try inverting that gambling analogy.  It's a bet either way--do you go with the sure thing, which is the known cost of the extended warranty, or do you go with the uncertainty?  Were the workers having a good day when the components were made, or did one of them have a blow-up with his wife about his chronic drinking the night before?

 

Either way, it's a gamble.  Depends on how long you plan to keep the vehicle, too.

 

Modern cars are so much more reliable and better built than cars of yesterday.  The inverse to that fact is that problems now tend to be more complex/expensive to diagnose and repair.







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